Suleman, Nurjana, and Maryati K. Thalib. “Keberlanjutan UMKM Ditinjau Dari Digitalisasi UMKM, Financial Literacy, Dan Behaviour Financial”. Gorontalo Accounting Journal 7, no. 1 (February 19, 2024): 27–35. Accessed June 17, 2026. https://jurnal.unigo.ac.id/gaj/article/view/3271.