Pengaruh Risiko Kredit dan Kecukupan Modal Terhadap Profitabilitas

Authors

  • Puspa Widyadari Munggar Universitas Singaperbangsa Karawang
  • Nunung Nurhasanah Universitas Singaperbangsa Karawang
  • Kosasih Kosasih Universitas singaperbangsa Karawang

DOI:

https://doi.org/10.32662/gaj.v7i2.3433

Keywords:

Credit Risk, Capital Adequancy, Profitability, State-Owened Bank

Abstract

This research aims to determine the effect of credit risk and capital adequacy on profitability in state-owned banking companies. This research method uses quantitative methods with multiple regression analysis. The results of the research show that credit risk has a negative and significant effect on profitability, with a negative regression coefficient of -0.531 and a significance value of 0.002 <0.05. Meanwhile, capital adequacy has a positive and significant effect on profitability, with a positive regression coefficient of 0.317 and a significance value of 0.001 <0.05. Credit Risk and Capital Adequacy have a significant effect on Profitability with an R Square value of 71.1%.

Author Biographies

Puspa Widyadari Munggar, Universitas Singaperbangsa Karawang

Mahasiswa Magister Manajemen Universitas Singaperbangsa Karawang

Nunung Nurhasanah, Universitas Singaperbangsa Karawang

Dosen Magister Manajemen Universitas Singaperbangsa Karawnag

Kosasih Kosasih, Universitas singaperbangsa Karawang

Dosen Magister Manajemen Universitas Singaperbangsa Karawnag

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Published

2024-10-10

How to Cite

Munggar, P. W., Nurhasanah, N., & Kosasih, K. (2024). Pengaruh Risiko Kredit dan Kecukupan Modal Terhadap Profitabilitas. Gorontalo Accounting Journal, 7(2), 241–250. https://doi.org/10.32662/gaj.v7i2.3433

Issue

Volume 7 Nomor 2 October 2024

Section

Articles

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